SMART MONEY
Retirement-Which IRA Is Best?
With three flavors to choose from — Roth, deductible or nondeductible — figuring out which IRA is best for you can be confusing. But everybody who plans to retire ought to have at least one of them.
Retirement-Estate Planning With a Roth IRA
When it comes to saving for retirement, many investors already know how well the Roth IRA fends off Uncle Sam. But what they may not realize is that it's equally effective as an estate-planning tool.
Retirement-Roth IRAs: You Wanted to Know
Answers to topics such as: Lost Interest on a Roth Conversion, Earned Income and Roth Contributions, Making Contributions Past 59 1/2, $100,000 Threshold, Roth IRA Conversions, Non-Working Spouse, Capital Gains, Education IRA Plus Roth IRA, Roths and SEPs, AGI Too High, Roths and 401(k)s, Transferring Stocks to a Roth, Timing for a Roth Conversion
THE BEST OF PERSONAL JOURNAL
HELP, MY 401(K) STINKS!
When faced with a bad 401(k), an Individual Retirement Account, or IRA, can be your retirement strategy's best friend. Here's how to use it.
Spend Some Time, Save Some Money
When it comes to finances, people usually know the value of their savings and investments. But all too often, they haven't put a price on their time and labor.
H&R BLOCK
The Retirement Savings Contribution Credit
Known as the Saver's Credit, allows you to get a credit for up to half of what you contribute to your IRA or other qualified retirement plan. Up to $2,000 of your annual contribution is eligible for the credit.
Common investments that can help extend retirement options.
Individual Retirement Account (IRA)
TURBO TAX
Tax laws
To help you determine how these tax laws affect your long-term plans, this article explains the changes that come into effect through 2011.
AARP
Diversify to Grow Your Investments
Diversification is a key strategy for growing your money. It spreads your risk, while still seeking a strong return on overall investment.
Why is Tax Deferred Investing a Big Deal?
When you invest for retirement in a tax-deferred account, the tax advantages help boost the power of compounding: you keep what you may earn. Instead of paying a substantial percentage to the IRS immediately, the tax is deferred. And you may reduce your federal income tax bill because you may be able to deduct your contribution.
CNN MONEY
Lessons from the Great Crash of 2:45 P.M.
Unless you are in a serious financial squeeze due to a layoff, you simply can't afford to bypass saving as much as you can for retirement.
Skipping Your IRA Contribution This Year Could Come Back to Haunt You
Unless you are in a serious financial squeeze due to a layoff, you simply can't afford to bypass saving as much as you can for retirement.
What to do with Your Tax Refund?
Here are some ways to utilize the extra cash, including funding a retirement account.
SOCIAL SECURITY
Social Security Retirement Planner
This planner provides detailed information about your Social Security retirement benefits under current law and points out things you may want to consider as you prepare for the future.
ROTH IRA WEB SITE
Roth IRA Web Site Home Page
The purpose of this site is to provide technical and planning information on Roth IRAs to practitioners and consumers.
FORBES
Leave No 401(k) Behind!
An astonishing 43% of all workers haven’t rolled over their 401(k) plans a year after leaving a job. They are wasting time and money.
Fund Your Retirement Until it Hurts
The past year has been very unsettling for nearly everyone, but that doesn't mean you can, or should, lose sight of your long-term financial goals.
What I Wish I Had Known About Money When I Graduated
Financial lessons including why waiting to contribute to a retirement account will cost you.
Active Retirement Planning
This is no time to set and forget your 401(k) or IRA. Active markets call for active management.
Don’t Let Recession Slow Your Savings
Right now you should be cranking up your retirement savings contributions, not scaling back.
IRA Moves
You don’t have to take money out of your individual retirement account in 2009. Is it a trap or an opportunity?
Retirement Savings, Without the Strings
For the young and those without emergency funds, the Roth IRA often beats out a 401(k).
The $5,000 Portfolio
A step-by-step guide to diversified investing on a shoestring.
Adviser Soapbox - Rev Up Your IRA. By Shannon Evans, Ed Slott's IRA Advisor.
Why doesn't anyone talk about exactly what investments are allowed in an Individual Retirement Accounts? Although you hardly expect this topic to be exciting chit-chat at a cocktail party, the significance of IRAs as a powerful investment engine has been largely ignored and kept hush-hush by stockbrokers
KIPLINGER’s
STARTING OUT- Why You Need a Roth IRA
One of the smartest money moves a young person can make is to invest in a Roth IRA. With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.
Should I Convert my IRA into a Roth IRA?
This calculator will allow you to measure your scenario to see if this option might make sense for you.
Revive Your Retirement
You may have to save a little more and work a little longer. But you can still get there in good shape.
SAVING FOR RETIREMENT - Invest Your IRA in Real Estate?
Success stories prove you can. But it's not for the faint of heart. Painful memories of the bear market and continued frustration over low interest rates have a lot of investors looking beyond stocks, bonds and mutual funds for their retirement savings. A small but growing number have discovered they can use the money in their IRAs to buy real estate -- from raw land to single-family homes to commercial buildings.
A Sweet Deal on Roth IRA Conversions
If you earn too much to qualify in 2009, set your sights to convert to a Roth in 2010.
Your Retirement Lifestyle
How much you’ve saved will determine how well you’ll live.
BUSINESS WEEK
How Young Investors Can Get Started
It’s a bewildering time to begin saving for retirement. Business Week asked financial advisers for words of wisdom for the young investor.
CONTRA COSTA TIMES
Time to Get Back on the Horse
Now is a good time to revisit some investment fundamentals.
INVESTMENT NEWS
Investors tap retirement savings to make real estate bets
Amid housing woes, use of self-directed IRAs is on the rise. Where some see devastation and loss, others see opportunity. At least that is the situation for investors using little-known, self-directed individual retirement savings accounts to invest in the battered real estate market. And for some savvy investors, it has been a windfall.
It’s Prudent Not to Count on Medicare and Social Security Benefits in Retirement Planning
