Self-Directed IRA Fee Schedule

As your preferred custodian of choice, we value our ability to stay competitive with regard to service fees. Our account administration fee is assessed based on the account value (cash and assets).

IRA Account Establishment Fee

IRA Account Establishment Fee*

Traditional, Roth, SEP, or SIMPLE IRA

*The IRA Account Establishment Fee is a one time fee to establish the IRA Account. This fee can be paid by check, credit card, or authorized by the IRA Account Owner from the initial transfer of funds to the IRA Account.

$50

IRA Account Administration Fee

Annual IRA Account Administration Fee *

Varies based on IRA Account Value

*The initial IRA Account Administration Fee is assessed based on the account value (cash and assets) and due at the time of the account establishment. The IRA Account Administration Fee is due on the anniversary of the establishment date thereafter based on the current account value and will be deducted from the available cash balance from the IRA Account or charged to the authorized credit card on file. The IRA Account Administration Fee includes, but is not limited to the following; unlimited contribution/distribution/invoice processing, asset valuation compliance, annual statement and tax filings, online account access and monthly client communications.

IRA Account Value

Annual IRA Account Administration Fee

$0 – $50,000 $300
$50,001 – $100,000 $400
$100,001 – $200,000 $500
$200,001 – $300,000 $600
$300,001 – $400,000 $700
$400,001 – $500,000 $800
$500,001 – $600,000 $900
$600,001 and up $1,000

Transaction And Other Service Related Account Fees

Proof of Funds Letter FREE
Notary Service FREE
Contributions FREE
Distribution (ACH or check) FREE
Corrected Form 1099-R or Form 5498 FREE
Demand for Payoff FREE
Invoice Processing FREE
Trust Deed Investment  FREE
Administered through a licensed Mortgage Broker only.
Partial Transfer Out Fee $80
Full Transfer Out or Account Termination Fee $300
Income / Outgoing Wire Fee $30
Overnight Delivery Fee $40
Stop Payment / Return Check Fee $30
Cashier’s Check Fee $50
Retitling Fee $50
IRA Account Conversion Fee $50
ACH / Wire Rejection Fee $30
IRA Service / Research Fee $100 per hour

Expedited Processing Fee

$100

All documents must be remitted by 10:00 am (PST) for same day service.

Real Estate Asset Administration Fee

$200

The Real Estate Asset Administration Fee is charged annually for each property in the IRA Account. The Real Estate Asset Administration Fee will be assessed on the purchase date of the property and the anniversary month each year thereafter. The Real Estate Asset Administration Fee includes, but is not limited to the following; confirmation and remittance of property taxes, insurance, receipt of rents and/or other proceeds from investment, processing of property related costs, handling of correspondence related to conditions of property, municipal issues, insurance matters, HOA matters (if applicable), property management inquires, and any compliance matters to ensure identity as an IRA investment.

Transaction Fee

$100

Transactions that are not Real Estate holdings, precious metals, or Trust Deed Investments (administered through a licensed mortgage broker) will be assessed a Transaction Fee.

Precious Metal Holdings
Exclusive Account Fees*

Precious Metal IRA Account Establishment Fee (One Time Fee) $50
Precious Metal IRA Account Administration Fee (Annual Fee) $200
Precious Metal Transaction Fee $50
Shipping / Storage Fee Varies**

Contribution Accounts
Exclusive Account Fees*

Contribution Only IRA Account Establishment Fee (One Time Fee) $50
Contribution Only IRA Account Administration Fee (Annual Fee) $100

To qualify as a Contribution Only Account, the IRA Account must make a minimum annual contribution of $500.00 and maintain only cash holdings in the account.

A fee is assessed to the IRA Account Owner upon the completion of the requested service as defined in the Preferred Trust Company, LLC Fee Schedule. An IRA Account must maintain a minimum cash balance of $500.00. If fees remain outstanding past 30 days and the IRA Account has no assets in the IRA Account, Preferred Trust Company, LLC reserves the right to close the IRA Account without prior notice to the Account Owner. In the event of the aforementioned account closure, Preferred Trust Company, LLC reserves the right to assess (from the cash value of the IRA Account) the Account Termination Fee. Preferred Trust Company, LLC reserves the right to increase the initial annual IRA Account Administration Fee to the appropriate account value tier if, within thirty (30) days subsequent to the date in which said fee was paid, the account value exceeds the estimated fee level assessed, due to an account transfer, rollover, conversion or re-characterization. In the event of an increase as aforementioned, Preferred Trust Company, LLC additionally reserves the right to obtain the excess amount owed. IRA Account Establishment fee is non-refundable. Preferred Trust Company, LLC reserves the right to effect changes to the Fee Schedule upon thirty (30) days written notice to the IRA Account Owner at the address/email shown on record. *A Precious Metal and Contribution Only exclusive IRA Account must solely be used for the intent of precious metal investing or cash holdings. If IRA Owner elects to add other asset holdings, the IRA Account will be automatically converted to the standard fee schedule and assessed an additional Annual Account Administration Fee based on the current account value, minus the exclusive IRA Account Administration Fee paid in the current year. **Precious metal investments may incur shipping fees and/or storage fees. Storage fees may vary based on depository selected and type of segregation.