Terms of Use

Welcome to the Web Site of Preferred Trust Company

www.preferredtrustcompany.com

We have set out below certain Terms of Use, which govern your use of this Site. Please read this Terms of Use statement carefully before using this Site. Your use of this Site constitutes your agreement to these Terms of Use and our Privacy Policy.

Preferred Trust Company reserves the right, in its sole discretion, to modify, alter, or otherwise change these Terms of Use at any time with or without notice. Please review the Terms of Use statement periodically for changes. Your continued use of the Site constitutes your acceptance and agreement to be bound by these changes without limitation, qualification or change. If at any time you determine that you do not accept these changes, you must immediately discontinue use of the Site.

DISCLAIMER OF WARRANTIES

Although Preferred Trust Company attempts to provide accurate information, Preferred Trust Company does not guarantee the accuracy of information found on the Site. Your reliance on information found on the Site is at your own risk.

THE SITE, AND ALL ITS CONTENTS, IS PROVIDED TO YOU “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. PREFERRED TRUST COMPANY MAKES NO REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES, DATA ACCURACY, SYSTEMS INTEGRATION, OR QUIET ENJOYMENT.

PREFERRED TRUST COMPANY, ITS AFFILIATES, SUPPLIERS AND SERVICE PROVIDERS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR TIMELINESS, CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. WHILE WE MAKE REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THIS SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE. PREFERRED TRUST COMPANY UNDERTAKES NO OBLIGATION TO VERIFY OR MAINTAIN THE CURRENCY OF ANY INFORMATION PROVIDED ON THE SITE.

LIMITATION ON LIABILITY

UNDER NO CIRCUMSTANCES WILL PREFERRED TRUST COMPANY, ITS AFFILIATES, SUPPLIERS, OR ANY OTHERS INVOLVED IN CREATING THIS SITE AND ITS CONTENTS BE LIABLE FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES RESULTING FROM ANY CIRCUMSTANCE INVOLVING THIS SITE OR ITS CONTENT (INCLUDING BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, UNAUTHORIZED USE OF THIS SITE, LOST DATA, DELAY IN OPERATION OR TRANSMISSION, BREACH OF SECURITY, LINE FAILURE, DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS SITE, OR COMPUTER VIRUS, WORM, TROJAN HORSE OR OTHER HARMFUL COMPONENT), EVEN IF YOU HAVE PREFERRED TRUST COMPANY IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE.

USE OF INTELLECTUAL PROPERTY

The Site, and all of its contents, including but not limited to articles, other text, photographs, images, illustrations, graphics, video material, audio material, software, Preferred Trust Company logos, titles, characters, names, and button icons (collectively the “intellectual property”), are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The intellectual property is owned or controlled by Preferred Trust Company or by other parties that have provided rights thereto to Preferred Trust Company. No portion of this Site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose that is not expressly permitted by Preferred Trust Company.

You may browse through the Site and occasionally download small amounts of material appearing on the Site that are of personal interest to you for your personal, non-commercial use. You must keep intact all copyright, trademark and other notices contained in your personal copies. You may not reproduce or allow others to reproduce your personal copies of downloaded materials, nor may you make them available electronically. You may not save or archive a significant portion of the material appearing on the Site. You may not attempt to alter or modify the content posted on the Site. Except as expressly set forth in this paragraph, you may not copy, download, display, distribute, publish, enter into a database, perform, modify, create derivative works, transmit, post, decompile, reverse engineer, disassemble or in any way exploit any of our intellectual property or the Site itself.

Other trademarks, service marks, product names, and company names or logos appearing on the Site that are not owned by Preferred Trust Company may not be used without express permission from their owners.

PROPER USE OF OUR SITE

You may not use this Site for any purpose that is unlawful or prohibited by this Terms of Use statement, or cause damage on or through the Site. You promise that none of your communications with or through the Site will violate any applicable local, state, national or international law. Your access to the Site may be terminated immediately in Preferred Trust Company’s sole discretion, with or without notice, if you fail to comply with any provision of this Terms of Use statement.

MODIFICATION/TERMINATION BY PREFERRED TRUST COMPANY

Preferred Trust Company reserves the right, in its sole discretion, to modify, suspend, or terminate the Site and/or any portion thereof at any time for any reason with or without notice to you. Preferred Trust Company shall not be liable to you or any third party for any termination of your access to the Site.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Preferred Trust Company, its subsidiaries, agents, distributors and affiliates, and their officers, directors and employees from and against any and all claims, actions, demands, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ fees, resulting from your use of the Site in a manner that violates or is alleged to violate these Terms of Use, any applicable law, or any warranty you provide herein, or otherwise arising in any way out of your use of the Site. Preferred Trust Company reserves the right to take exclusive control and defense of any such claim otherwise subject to indemnification by you, in which event you will cooperate fully with Provident Trust Group in asserting any available defenses.

LINKS/FRAMES

The Site may contain links to Web sites operated by third parties and may also provide third party content on our Site by “framing” or other methods. Preferred Trust Company does not monitor or control the content of any linked or framed sites and makes no representations regarding, and is not liable or responsible for, the accuracy, completeness, timeliness, reliability or availability of any of the content uploaded, displayed, or distributed, or products or services available at these sites. If you choose to access any third party site or rely on information found within third party content appearing on this Site, you do so at your own risk. The presence of a link to a third party site does not constitute or imply Preferred Trust Company’S endorsement, sponsorship, or recommendation of the third party or of the content, products or services contained on, or available through, the site.

FEEDBACK AND SUBMISSIONS

Except as described below in this Site’s Privacy Policy, any material, information or ideas you submit to this Site will be deemed a grant of a royalty free, exclusive, sub licensable (through multiple tiers) right and license to use, reproduce, cache, modify, display, publicly perform, transmit, adapt, publish, translate, create derivative works from and distribute these materials throughout the universe in any medium and through any methods of distribution, transmission and display whether now known or hereafter devised. In addition, you warrant that all publicity rights and so-called “moral rights” have been waived. If any court determines that Preferred Trust Company does not retain exclusive ownership of any such material, information, or ideas, then Preferred Trust Company retains a non-exclusive license to use them.

If you have questions please call us toll-free 888.990.7892 or email us using our contact page.